Every month, your bank account gets smaller, and you don't know where the money is going. You never seem to have enough to cover the bills, and there are more surprise expenses lurking around every corner. Are you frustrated, scared, and don't know where to turn for help? Do you need a miracle?

You can have one, and it is your power to give yourself. If there is one thing you could do right now that would drastically turn around your financial situation it is to make and follow a budget.

38 Miracles a Budget Can Do for You:

It would...

I strongly believe the reason we are on earth is to learn how to love, and learning to love following a budget is one of them. Once I can get my clients excited about budgeting, their relationship with money changes drastically. I know mine did.
 
Here’s how one of my clients did it.
 

 
Other information about budgeting by Vickie Champion you might be interested in are:

QUIZ- Do You Need to Change Your Relationship with Money?

Miracle Cure for Money Issues

11 Signs you are Stuck in a Debt Cycle

A Weekly Allowance: Why Everyone Needs One

People often ask me how I budget for those variable purchases that consistently come up. What I’m talking about is those items that are NOT due monthly but occasionally and the cost can vary. You know, the purchases we usually put on credit cards.

Some Examples of Unexpected Expenses Might be…

• Clothes

• Car maintenance

• Home repairs

• Pet grooming

• Gifts

• Vacations 

Below is a video showing you how to make a spending plan to manage these easily.

Other information about budgeting by Vickie Champion you might be interested in are:

I talked to two people this week who mentioned that they were tired of being nickel and dimed. This reminded me of a life coaching client I had years ago.

This hard-working mother of four children felt shame that she couldn’t give her children more. So we poured over her budget and I learned that every night she was buying fast food for dinner.

Clearly she was nickel and diming her money away. And the habit was costly in other ways. She was overweight and two of her children also were getting chubby. Easy fix, right? Tell the mother to stop the nightly drive-thru runs. But she worked long hours and coming home to cook – her least favorite thing to do –wasn’t likely something she would stick with very long.

It’s one of those mysteries of life, a question everyone has asked in their adult life: “Where did all the money go?” Especially now with finances so tight, it seems your bank account is shrinking at an alarming rate.

And, as that balance gets smaller, the bills seem to come in faster and faster. You never have quite enough to cover everything, and then – WHAM! One of those surprise expenses hits you and sucks away all the savings you have left.